Our Team
Check out the team at Money Sense Lending and get in touch with a qualified Finance & Mortgage Broker today.
Rated 5 from 137 Reviews
Services
Rated 5 from 137 Reviews
Simon Hemming is a highly experienced Mortgage Broker with over 30 years in the finance industry, known for his integrity, deep industry knowledge, and client-first approach. Based in both Traralgon and Melbourne, Simon supports clients across Victoria and Australia, helping them navigate the lending process with confidence and clarity.
Whether you're buying your first home, refinancing, investing in property, or seeking commercial or equipment finance, Simon offers tailored lending solutions backed by a broad network of lenders. His commitment to understanding each client’s goals ensures a smooth and personalised experience from start to finish.
Simon combines practical advice with genuine care, offering flexible consultations—face-to-face or virtual—to meet clients wherever they are, both geographically and financially.
Outside of work, Simon is actively involved in community theatre as both an actor and director and is a proud father of two married children and grandfather to four. He’s a passionate traveller with favourite destinations including London, Greece, Portugal, and Malta. A lifelong ABBA fan, Simon brings energy, creativity, and heart to everything he does—on stage and in finance.
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Sue Hutchinson brings a personal touch to every home loan journey. As a Mortgage Broker with eight years at Money Sense Lending, she’s built a reputation for making finance feel approachable, empowering clients to make confident decisions about their future.
Sue works with individuals and families across Australia, offering tailored lending solutions for everything from first homes to investment properties. Her strength lies in her ability to simplify complex processes and provide steady, thoughtful guidance every step of the way.
Beyond her professional life, Sue is deeply involved in her local community. She finds joy in coaching and supporting local sports teams, and cherishes quality time with her husband and three children. Her down-to-earth nature and genuine care make her a trusted ally in both finance and life.
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Dougal is the Owner and Lead Mortgage Broker at Money Sense Lending in Traralgon. A former plumber turned broker, he studied through the Property Investment Professionals of Australia (PIPA) to become a Qualified Property Investment Adviser, and he’s an active investor himself — four properties in — so his advice comes from doing, not just reading.
From first home buyers to seasoned investors, Dougal compares options across 30+ banks and lenders and handles the bank back-and-forth from application to settlement. Straight answers, no jargon — rated 5.0 from 135+ Google reviews.
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Joanne Shih
He actually took the time to go through my financial situation and discuss strategies with me — something other brokers I spoke to didn’t really do. Even though my case was high LVR, the loan was approved within 2 months of our first contact. He was incredibly patient with all my overthinking and endless questions, and never once made me feel rushed. Couldn’t recommend Dougal more highly.
MK
Matt Kay
Communication was great from the start to the end with a great result. Dougal and the team know what they’re talking about and made the experience smooth and stress free.
SH
Sophie Hildebrand
Had a really great experience working with Dougal. He was professional, easy to communicate with, and made the whole process smooth and stress-free. Always quick to answer questions and kept us informed every step of the way. Highly recommend!
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! Refinancing is a big part of what we do. We compare loans across a panel of 30+ lenders so you can see how your current loan stacks up on rate, fees and structure. What's right depends on your situation — and there's no cost to you, as the lender pays us at settlement.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Money Sense Finance Pty Ltd trading as Money Sense Lending. ABN: 68 687 032 373. Credit Representative #569124 is authorised under Australian Credit License #232706.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.